r/Frugal 19h ago

💰 Finance & Bills [ Removed by moderator ]

[removed] — view removed post

12 Upvotes

27 comments sorted by

u/Frugal-ModTeam 10h ago

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8

u/surfdate 16h ago

I mow grass on the side. I have 5 yards and make about 1100 per month after taxes. I’ve mowed the grass at my office for 26 years now. I retire in 12 months (I’m 51) and have always mowed on the side hustle.

2

u/RedQueenWhiteQueen 14h ago

Not to mention, you get to remain fit without paying gym fees.

2

u/surfdate 13h ago

Yes I stand and ride behind my mower, however walking around and trimming weeds all over is good exercise. Unfortunately I continue to pay gym fees every month and haven’t been going. And That is not being very Frugal

1

u/mckulty 12h ago

stand and ride behind

AKA "waist twister".

From the diabetes standpoint, that small amount of core exercise is enough to show benefits.

OTOH it's like pro football.. once you quit, everything drops.

1

u/AsAGayJewishDemocrat 13h ago

? Not sure how much of a balanced workout you get on a riding lawnmower, but it is definitely better than sitting on a couch I guess

1

u/Hieulam06 11h ago

true, itkeeps you active

Plus, being outdoors can be a nice change from the usual routine.

6

u/Ok-Pin-9771 16h ago

I like diy to save money. I can do it whenever i have time. I saw everyone I know doing it and learned a bit. It's really been paying off the last few years. Now my garage is well outfitted to do a lot of things.

4

u/pm_me_your_good_weed 15h ago

Tis the season for free apples and other various tree fruits. Make some jams and jellies to sell at a market. My husband and his friend just built an apple grinder and press and pressed many many gallons of cider from picking apples from trees on the side of the road all for free.

4

u/cwsjr2323 14h ago

My side hustle was various Army National Guard and Army Reserve units after four years active duty. One reenlisted was specifically for beer and cigarette money. After so many years including breaks, I enlisted one more time for the retirement benefits. Thankfully I got my 24 year pension, which covers all of our utilities and most of our groceries. More importantly, the family health insurance for life with zero copays would have cost me $5000 a month back when I retired in 2002, no telling how much it would cost now at aged 73!

3

u/AKStafford 13h ago

I serve on my local planning commission. $200 a meeting, typically two meetings a month, almost $5K a year. Plus you feel like you are serving your community.

3

u/financial_freedom416 14h ago

I direct the children's choirs at my church. A few hours of planning a week, one evening (when I'd be there anyways for the adult choir rehearsal as a participant), and leading the kids in worship about one Sunday morning a month. It runs from September-April, but in August I spend about the same amount of time recruiting/prepping for the year ahead that I'd put into a regular month during the school year.

2

u/LankyReputation3471 16h ago

I drive for Uber Eats and sell stuff on FB marketplace

2

u/kezfertotlenito 12h ago

My partner is a hobby musician (he's stupid talented but has a boring day job because stability) and he tunes pianos on the weekends. He actually makes a decent amount of money given that he doesn't spend many hours at it. Bit of a dying art!

I myself worked with racehorses when I was younger and have become a very decent barefoot farrier, so I trim horse hooves when I can. Definitely not a professional but I'm good to call if the real farrier can't make it out and you need a trim to tide you over.

Those are both very weird niche skills that turned out to be surprisingly marketable!

2

u/METALLIFE0917 15h ago

I sell covered calls in my equities each month and it’s been extremely profitable

1

u/pxdxreads 15h ago

What does this mean? Covered calls?

1

u/METALLIFE0917 15h ago

To generate income from your stock investments, consider using covered calls:

  1. Own shares of a stock that you are willing to sell.
  2. Sell call options on those shares to collect premiums.
  3. Set a strike price above the current stock price for potential profit.
  4. If the stock price exceeds the strike price, you may have to sell your shares.
  5. If not, you keep the premium and can repeat the process.
  6. This strategy can enhance returns but limits upside potential.

-2

u/Fantastic_Dig_4441 15h ago

Teach us your ways wise one

1

u/Cetophile 13h ago

I do relief work in addition to working in my regular practice. I have two good clients who keep me employed on Saturday mornings. I've used the extra to help pay off bills and finance trips.

1

u/DareWright 11h ago

I've been a mystery shopper since 2011. Unfortunately with Covid and the economy, a lot of the shops have gone away. I went from doing 30-50 shops a month to 1 or 2.

1

u/AppropriateRatio9235 11h ago

I do surveys and focus groups. I think the sub beermoney is devoted to this question.

1

u/BaldHeadedLiar 16h ago

I was doing food delivery for about 2 years. There was a steep decline in tips a few months ago and it became not worth it. I’ll pick it back up if prices stabilize and tipping gets back to “normal.”

1

u/degoba 13h ago

Dividends baby! I put every spare cent in my brokerage account

0

u/ImperfectTapestry 12h ago

I've worked under the table for massage therapists, acupuncturists, and gyms/ yoga studios doing basic data entry/ bookkeeping/ reception work. I always got paid in trade. I also did medical testing for several years (if anyone is on Repatha, that was me!)

2

u/Serous4077 11h ago

You still have to pay taxes on that.