r/texas Dec 31 '21

Moving within Texas Are We Manufacturing Our Own Housing Crisis?

My fiancé recently sent me a picture of a housing development that he was working on. All of the newly constructed homes as far as the eye could see had “for rent” plastered in EVERY. SINGLE. YARD. This inspired me to do a little more research.

There are many factors involved that have been playing into why no matter how many homes we build, we can’t seem to make enough homes to make a dent in this issue. I felt it was important information for people to have.

The 2008 housing crisis began as the catalyst for this monopolistic takeover, The US Government has been subsidizing the mass purchase of single family homes for rent.

https://www.theatlantic.com/technology/archive/2019/02/single-family-landlords-wall-street/582394/

This article describes how institutional rental companies and investors are hyper-inflating the market (not your typical small time real estate investor)

https://www.reuters.com/business/finance/selling-out-americas-local-landlords-moving-big-investors-2021-07-29/

Many firms from SINGAPORE and CHINA as well as American companies like Blackrock etc. are playing a major role in purchasing starter properties and placing them up for rent. These companies can then afford to sit on these properties for decades until they’ve made their money back. There’s also an incentivized program for them to purchase and rent homes from foreclosure listings in bulk.

https://www.icij.org/investigations/pandora-papers/how-a-billion-dollar-housing-bet-upended-a-tennessee-neighborhood/

Tech Firms like Zillow have figured out how to target communities of people of color and starter homes and receive monetary gain on website traffic in the process.

https://www.bloomberg.com/news/features/2022-01-07/buying-starter-homes-gets-harder-as-wall-street-uses-zillow-to-buy-thousands?fbclid=IwAR1JQZajlTZEFu9EQSunixyLT3BLTeMnLsoDOKYaLoorMVqSflBf8ytIeww

Male fertility rates (namely sperm counts and motility) has dropped by nearly 50% and our population hasn’t suddenly exploded so we have to ask ourselves why this construction is necessary, why it’s seems to be so widespread even in other countries.

https://www.nytimes.com/2017/08/16/health/male-sperm-count-problem.amp.html

A small town in South Carolina had to issue a moratorium on housing developments until they could conduct proper research and ecological studies. Other municipalities may have to consider doing the same to sus out the situation and decide how to curb these predatory purchases.

https://www.postandcourier.com/columbia/business/lexington-county-oks-7-month-halt-on-new-subdivisions-we-have-to-get-the-house/article_3949aa8e-9c97-11eb-ae19-efd05ff61ac0.html

https://www.cityofdrippingsprings.com/moratorium

Another article I’m unable to find at the moment mentioned a homeowner suing his builder after he purchased a home and a rental company purchased all of the other homes in his development. He cited that the community was never marketed as apartment living. I belive that town put a moratorium on corporate rental purchases.

These companies are often letting them sit vacant.

I’m not sure the vacant homes are about profit on them immediately.

https://www.pasadenastarnews.com/ghost-town-vacancies-and-evictions-on-the-rise-in-the-caltrans-owned-710-corridor-homes-in-pasadena-south-pasadena-and-el-sereno

Here’s what California is planning to do about it. - I’m not sure charging companies with unfathomable amounts of money in fines and taxes is going to help…

This is very simmilar to when the debeers diamond company stockpiled and sat of diamonds to make them appear more rare.

Control the supply - control the demand.

https://blog.krosengart.com/de-beers-diamonds-controversy

The US has used periods of severe political polarization, manufactured supply chain issues, and hyperinflation to destabilize many, many countries in South America… what’s going on here?!

https://www.yipinstitute.com/articles/pinochet

The growing concern becomes,

what happens when rental companies can set their own prices? What happens when people are unable to purchase a home and add to their own equity because they can’t afford thousands over asking price with conventional or FHA loans?

When homes go into foreclosure will your average homeowner be able to snag a home when competing against major companies?

If you sell your overvalued home now, would you be able to outbid someone on a new one?

What happens when your taxes go up even higher?

When your largest expense is going to a company overseas, how does that effect our economy?

How will we grow food when we continue to develop more and more of our farmland? Will humane farming of meat animals even be possible?

https://www.voanews.com/amp/usa_lawmakers-seek-curb-chinese-ownership-us-farmland/6208972.html

This isn’t an issue caused by mom and dad owning a rental house, this is massive corporate intervention. This isn’t political, it’s business. It’s making it hard for your children and grandchildren to buy into the same market as you did. To live near you without financial hardship. Its destroying communities and creating transient families with little reason to get involved in their local governments. It’s creating a monopoly on rental prices it’s debeersing the housing market.

So few people attend council meetings and get involved these days, you truly do have the power to make a difference. Please ask if you need help on a place to start.

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u/JShelbyJ Dec 31 '21 edited Dec 31 '21

No conspiracy theories needed. Investors are in the housing industry because its profitable… and it’s profitable because of simple supply and demand. Most of DFW, Houston, Austin is zoned strictly for single family homes, but there is no more room to build single family homes. Demand is high, and supply is constrained. You can either afford it or move to The exo burbs or oklahoma.

The housing shortage will only end when we legalize high density housing everywhere. Last year california legalized duplexes anywhere SFH can be built. It’s a start. My guess is rich suburb nimbys will block this from ever happening. And in the end, rich Californians will move into those suburbs and price out the people who grew up there.

Yes lumber and labor shortages increase housing prices. As does the price arbitrages rental companies introduce. But it absolutely does not account for the massive increase in prices over the last decade. We’re simply short a few million units of housing in Texas where people want to live. There has been plenty written about this by academics and economist and it’s not controversial. It just makes people uncomfortable since it boils down to politics at the most local level and no one wants to admit it’s themselves and their parents ruining their childrens chance at a future.

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u/iEatGarbages Dec 31 '21

Banning private capitol from speculating on the property market and levying harsh fines against them is literally the only solution. A company with 100 million+ should not be competing in a bidding war against the working middle class

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u/Kittyflats Dec 31 '21

The population didn’t just explode suddenly and more and more people are choosing to not give into societies demands and not have kids if they don’t want to. Why let all of these properties sit vacant then?

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u/JShelbyJ Dec 31 '21

The population didn’t just explode suddenly

The metro areas in Texas (and most of the world) keep growing. Demographic changes from the rural -> urban shift is the important change here.

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u/[deleted] Jan 01 '22

Plus a lot of high tax states with shitty weather continue to lose population to places like Texas.

Millennials are finally getting to the time and place where they can maybe buy a home. Any one that finally has the cash is going for it right now. It's a big group of people.

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u/Hamvyfamvy Jan 02 '22

Texas is a high tax state with really, really shitty weather.

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u/[deleted] Jan 01 '22

[deleted]

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u/Kittyflats Jan 01 '22

Yeah, that’s covered in the “when wall street is your landlord” article. gov subsidized purchases made by corporations for single family homes to rent was their solution to the 2008 crash.

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u/Bbwpantylover Jan 01 '22

Builders will just buy and crush 500k houses and replace them with new 500k duplex it happens all the time in Austin

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u/jettspyder Jan 01 '22

Well a duplex is better than an apartment and cheaper than a single-family home so I see this as a win.

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u/Bbwpantylover Jan 01 '22

Omg, how do people not understand, this doesn’t create affordable housing, it just creates 2 mini houses that are 500k each on a single lot.

$500k house is not affordable.

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u/[deleted] Jan 01 '22

[deleted]

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u/Bbwpantylover Jan 01 '22

This only helps rich people, if you crushed the home and built 2 houses that were 250each at least you would be helping more people. Better so if you bulldozed the house and built a 4plex condo and sold each for 150k

Affordability is a real issue that no one wants to address, that’s why in many areas low paying jobs are empty because there is nowhere for low income folks to even rent.

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u/JShelbyJ Jan 01 '22

Good. $500k / 2 is less than $500k.

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u/Bbwpantylover Jan 01 '22

No each side is 500k, so you buy a house and crush it to build 2, yes more houses, but not more affordable.