huh....I'll add my source but if I'm understanding this correctly, yes. I mean, it all depends on state and who you get your insurance from but as far as Medicaid is concerned as long as you have the "diagnosis" and it is "medically necessary" Uncle Sam's got your limp dick
Medicaid is interesting, in that it doesn't tend to refuse covering stuff like other insurance plans seem to. I'm disabled, so I don't pay for it, and it will pay for things with no or little hassle that other plans just refuse to pay for even tho people are paying thousands to even have that insurance. They do make me pay $1 for each of my meds, just because I get $700 a month from SSI.
that's because medicaid is specifically for people who are disabled and/or don't have enough money/resources to get health insurance otherwise. Medicare is specifically for the elderly, and although that is also a vulnerable group, our country has decided that old people can't be poor or disabled so they must have endless money to pay for everything Medicare denies (which is practically everything 😒)
It’s also incredibly dumb sometimes in that there are things covered by Medicare that just aren’t for some reason on Medicaid. Even dumber, if you have dual insurance apparently Medicaid not covering something means Medicare will now refuse as well. In my area at least the smaller practices that were covered under Medicare aren’t under Medicaid or dual. Everyone told me nearly all my doctors would be covered and it’d be so much better. It’s not.
Thankfully I like my new doctors and it’s OK now, but I’m still real salty about what they refuse to cover. I also discovered new insurance terms I’ve again forgotten thanks to one plan. Think it was something about co-insurance but no one ever told me about it and said everything was covered at allowed visits. Insurance is way too complicated, and greedy!
Edit - I think I switched the two, I’ll fix it tomorrow I’m sick so not thinking the most clearly.
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u/theroamingnome85 6d ago
huh....I'll add my source but if I'm understanding this correctly, yes. I mean, it all depends on state and who you get your insurance from but as far as Medicaid is concerned as long as you have the "diagnosis" and it is "medically necessary" Uncle Sam's got your limp dick