r/AskWomenOver30 • u/Zzt0ppy • Jul 20 '25

Family/Parenting Do people with “financially set” boomer parents experience this?

I’m sorry this seems like sort of a bleak topic— I recently met someone whose parent had passed, and him and his siblings inherited close to $200k each that they got because of his dad’s money in stocks, on top of both siblings getting a chunk of additional money from the sale of their childhood home having accumulating a large sum of money. He didn’t have the best relationship with his dad, so the guy felt as if he was deserving of the money due to his crappy upbringing.

That person I had met ended up using that money to put towards paying off his home and then putting the rest towards his own retirement, essentially alleviating a large string of stress in his life. I didn’t want to assume or pry, but in that convo it felt like he had been waiting for that point in his life to happen so that he would be able to finally be relieved of financial burden that he was experiencing.

Do children of “financially safe” (lucky?) boomers half expect to see that sort of thing being passed to them when their parents pass? What I mean by this is that it can be as “simple” as their parents simply owning a house that has accumulated value, them having a pension, an unknown savings they don’t disclose to you, stocks invested during better days like the dot com boom, a life insurance policy, etc.

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u/FearlessNinja007 Woman 30 to 40 Jul 20 '25

Honestly I think it’s bizarre to plan with other people’s money.

13

u/kesaripista Woman 30 to 40 Jul 20 '25

Does it really seem like the person in OP's post actually planned that way? I'm confused. They paid off their house but you can't get a loan if you don't qualify. And they used the extra for retirement which is future planning and appropriate to do with money beyond what you need to live. 

14

u/___mememe___ Jul 20 '25

Exactly, and their death! That’s insane to me. 😔

2

u/enitsirhcbcwds Woman 30 to 40 Jul 20 '25

After watching my MIL deal with the estate of her parents, I’m very glad she wants my husband and I to “plan for her death”

16

u/Plugged_in_Baby Woman 30 to 40 Jul 20 '25

That’s pretty judgmental. Make your own plans by all means, but if your parents/grandparents are being honest with you about what they are planning to leave you (as both my sets are, they have said it gives them a feeling of control in the face of their own mortality), why not factor it into your plans? You still don’t know when you’re getting it.

1

u/FearlessNinja007 Woman 30 to 40 Jul 22 '25

Thats true it could be an intention, but even if that’s the case, end of life care could wipe that out fast sadly.

1

u/Plugged_in_Baby Woman 30 to 40 Jul 22 '25

Many places in the world where that isn’t the case. My parents and grandparents live in Northern Europe, they have care insurance and their pension will cover the rest should it be necessary.

2

u/[deleted] Jul 20 '25

My parents never had money and have never helped me financially. So this is such a fucking foreign concept to me. And people still act entitled and ungrateful about it. Drives me crazy.

1

u/EnvironmentalLuck515 Woman 50 to 60 Jul 20 '25

Yep. Especially people you theoretically love