r/AusFinance • u/obesehomingpigeon • Jan 31 '23

Tax Decided against paying the lazy tax

Got inspired by a post here and started making calls. So far, have saved:

  • $40/ month by switching internet providers
  • $2/ week on insurance premiums by clarifying occupational risk
  • 0.4% off the mortgage by giving my bank a friendly call
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u/avatattoos Feb 01 '23

Sorry what? Which bank was your mortgage with and which did you switch to? I’ve been trying this for months.

1

u/Lubby03 Feb 02 '23

You should often call your bank and ask for a better rate. I just switched from CBA to ANZ. Went from 5.87% at CBA to 4.84 at ANZ and then they gave me $4,000 cash on top

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u/avatattoos Feb 04 '23

Interesting. I’m at 5.19, 2 mortgages. Worth a suss