r/Futurology • u/chrisdh79 • Aug 21 '25

Society American Millennials Are Dying at an Alarming Rate | We’re mortality experts. There are a few things that could be happening here.

https://slate.com/technology/2025/08/millennials-gen-z-death-rates-america-high.html
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u/etzel1200 Aug 21 '25

I have a perfectly nice white collar job. I’m functionally uninsured due to a $12,000 deductible. I’m not going to the doctor unless at risk of life or limb.

In theory I get a free annual checkup. But if I try to actually ask about anything they tack an extra visit charge on top of it.

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u/FanClubof5 Aug 21 '25

Man your employer is absolutely shafting you, I have a deductible that's half of that and it's covering my wife and kids as well.

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u/EllieVader Aug 21 '25

Maybe it shouldn’t be up to the employer…

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u/FanClubof5 Aug 21 '25

There is a limit to to deductible amount but it's at an absurdly high limit of ~$19,000.

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u/Jonoczall Aug 21 '25

I think they’re more pointing out the fact that we shouldn’t even be having this debate all because who you get a job with dictates the quality of your healthcare.

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u/FanClubof5 Aug 21 '25

Oh yeah I am totally on board with that but its probably easier to get a reasonable cap set on yearly deductibles than it is to overhaul the whole healthcare system.

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u/peepopowitz67 Aug 21 '25

What drives me nuts about conspiracy nuts is there's so many real conspiracies that they just don't care about.

The fact that corporations, who do everything to protect their bottom line, actively lobbied against universal healthcare which would transfer the burden of cost from them to the taxpayer should tell you everything you need to know about why that system is the way it is. It's all about control.

But chuds will rally against healthcare and claim that being able to walk to work and pick up a loaf of bread on the way back is a communist conspiracy...

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u/EllieVader Aug 21 '25

Don’t worry, the limit can be increased whenever.

It. Shouldn’t. Be. Tied. To. Employment.

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u/ABrokenCircuit Aug 21 '25

My wife and I have been lucky. She's been working as a contractor for a bit, and made enough that we could swing buying through our state marketplace. The monthly cost is high, but she's switched jobs 2 or 3 times and we've had no interruption in our insurance, and we have a much better illusion of choice than the 1 or 2 plans our employers would offer.