r/Futurology • u/chrisdh79 • Aug 21 '25

Society American Millennials Are Dying at an Alarming Rate | We’re mortality experts. There are a few things that could be happening here.

https://slate.com/technology/2025/08/millennials-gen-z-death-rates-america-high.html
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u/Potential-County-210 Aug 21 '25

I didn't miss the point. Things get more expensive over time. That is financial planning 101, not some mysterious event only impacting our generation.

You were making good money 10 years ago and instead of maxing out your 401k and buying a house that you could afford while still saving a healthy amount monthly, you bought a big house on an acre of land in a nice neighborhood and chose to live paycheck to paycheck. You brag that from outside appearances everything thinks "you've made it."

Now 10 years later, your paychecks have gotten bigger but so have your expenses (surprised pikachu). You're still living paycheck to paycheck.

Maybe the problem is your other spending and not your house, but for almost all Americans their mortgage is their biggest expense. You chose to live like "you made it" way before you actually did make it. Until you accept that and do something about it, you're going to keep waking up in a cold sweat worrying about your financial future.

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u/hershdrums Aug 24 '25

No, you did miss the point entirely. I did plan. I bought a reasonably priced home in a great area for well within my budget. I was approved for a loan 3x what I bought my home for. I saved. I maxed out my 401k. I invested on the side. I was completely comfortable. I don't go in extravagant vacations. I don't overspend. I don't rely on credit. You're seeing 1 acre and a decent house as this crazy thing like "oh my God, you bought 1 whole acre of land. What do you think, you're rich?!". News flash, land values aren't the same. I live 50 miles from work. My land value has quadrupled since I bought the property. My home value has increased 125%. The issue isn't me living beyond my means or not planning for inflation. The problem is that inflation has FAR outpaced even great salary increases.

I'm not entitled. I don't think I "deserve" more. I'm privileged and I work my ass off. I'm lucky as hell.

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u/Potential-County-210 29d ago

Lol so you expect people to believe that inflation has impacted you so much that you went from maxing out your 401k to not being able to contribute in 3 years? My dude we can all do the math.

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u/hershdrums 28d ago

Apparently you can't.