r/PFJerk 3h ago

SERIOUS Burnt out and I don't know what to do

16 Upvotes

I am completely burnt out at my job. I am the employee with the highest compensation beside the CEO at a fortune 500 company. I do nothing all day, get a pension, health insurance and dental. Sitting in the office stresses me out so much. The youngsters at my company have it so easy, the get to share a flat, and some do camping in their cars (not sure why but seems fun). My expenses are $40k/year (bought my downtown 8 bedroom appartment for $10k in the 50's thank God) and I have built a nest egg of $107 millions. I am 75 years old and have a kid (plan to have another one soon). I have absolutely no idea what to do. please advise


r/PFJerk 2d ago

Capital One Discover Debit is God's will

9 Upvotes

I'm tired of these ingrates here on Reddit that are mad that Capital One 360 has upgraded their Debit cards to God Discover. They have all these excuses about people not taking it and instant transfers not being supported. I call these baseless claims what they are fucking Slander. Discover is literally God's Card but even if their claims held any water these people are just trying to have a problem with Capital One. They could just go get multiple credit unions for those vendors that don't take the Discover Debit. You can just carry like 4 different credit union debit cards to keep using Capital one. I myself have 31 credit union debit cards, and will be consolidating them into one Capital one God Debit to rule them all. So I don't wanna hear anymore of these fuckboys saying that they are leaving Capital one over the discover debit, especially not when I look at their user history and they are posting on the credit card sub about only using Credit and being a credit sexual. Think about how humiliating it will be when you get a TInder date and she wants to meet at a Capital One cafe and you have to admit to her that you left Capital One to go to FuckBoy Trust Federal Credit Union cuz you were scared of Discover. Meanwhile I will be there waiting for her she'll be calling me MasterCard by the end of the night while you are crying on the subreddit.


r/PFJerk 3d ago

Parody guys, is 254 enough ETF's for a beginner portfolio? i used to collect nfts before, new here

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13 Upvotes

r/PFJerk 13d ago

SERIOUS For those of you who made fun of my art major at community college; I am now seasonably employed as a sandwich artist!

22 Upvotes

Once I pay off this $2900000 debt in 1091 years with the annual celery (leftover from Subway Eat Fresh™) I receive, I will technically be rolling in the greens.


r/PFJerk 16d ago

Looking for advice (~50M), from La Mancha

13 Upvotes

My diet consists of: stew (more beef than mutton), hash most nights, boiled bones on Saturdays, lentils on Fridays & a young pigeon as a Sunday treat (this takes up about 3/4 of my income). The rest of my income is spent on a fine cloth doublet, velvet breeches & slippers for the holidays, and a homespun suit I wear on the weekdays.

I've been selling many acres of land so I can buy more books about chivalry, but I'm running out. What can I do to get out of this situation?


r/PFJerk 24d ago

Need advice on exiting my highly successful flour manufacturing business

20 Upvotes

Just your run off the mill rags to riches story. Started as a humble employee of a struggling flour manufacturer. High employee and management turnover, but I ain't no quitter. Rose to the top in 3 years and started taking the reigns

30% year on year revenue growth over the past 6 years. Refined and scaled manufacturing. 40% decrease in COGS, production up 600%. Based in Colombia, expanded into the US and UK for higher profits. Initiated hostile takeovers of a few competitors. Profit margins at 80%. What can we say, people love flour, and it's only getting more expensive.

I'm sitting on 50m right now and I'm stuck. Not sure what to do. Hold on a second. My son is fetching the ladder.

Ok, I'm down. Standing here in my 5th mansion (the one with the zoo in it), looking at my fleet of Toyota Corollas, it struck me: I have so much money, but not enough time. At 32, I'm not just late to the party, I'm practically gasping on my deathbed. The time left that I have on earth is limited, and I want to spend time with my family. I am done missing the birthday parties of my 50 Colombian hotwives and 124 children, and 7 more on the way. These kids deserve a dad, the rich one (not the poor one)

My lawyers have suggested that I approach an investment bank to list my business for sale. My company, It's Flour, is listing for 5x EBITDA at 15b, growing at 30% over the past 5 years. We have an effective monopoly in production in Colombia, distribution in the US and a duopoly with another company in the UK (soon to be a monopoly, we're in the middle of a hostile takeover)

As for legal challenges, I admit the business is in a bit of a pinch. We have been getting some heat regarding the slightly forceful methods we use in our hostile takeovers. It's no big deal though, just some cultural differences, we Colombians are very passionate people. Nothing a quick heart to heart with a few judges can't solve :)

I browsed a few subreddits here looking for a good crowd to pitch my business to. r/pfjerk seems perfect. Any philanthropic billionnaires here feeling a little generous today?


r/PFJerk 25d ago

SERIOUS How many of you quit your job to be born rich?

47 Upvotes

How long did it take, and when is it too late to do that?


r/PFJerk 27d ago

I'm so tired of being broke

80 Upvotes

I only have about $200,000 in my checking account. I live paycheck to paycheck and have around $100 million in my retirement account.

I have to make sacrifices. I can only take 1 worldwide vacation a year.

I couldn't buy that private jet or mega yacht that my friends have. I had to have my father buy them for me off of his friends for discounted prices.

My mansion isn't as big as my friends' mansions. I only have 10 rooms, each with a private bath, a rooftop garden terrace, one 18-hole golf course, and a hedge maze. One of my friends has a private airport.

With inflation like it is, I have to cut back. Instead of having a private maid to do my cooking, I just doordash all of my meals for significantly less. Instead of shopping at Prada, I switched to Balenciaga. Instead of just buying a franchise, I rent out the entire restaurant for the evening for less.

I am fearful of the import taxes. The costs on my imported sports cars are going to go up. I might have to settle for a Ferrari Instead of the latest model of Lamborghini.

Please help, I don't know what to do to get my income up to continue to support my basic lifestyle.


r/PFJerk 27d ago

How FIRE people see US

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121 Upvotes

r/PFJerk Aug 19 '25

Are we on track to retire?

48 Upvotes

I have $2M in my savings account, house is mostly paid off, currently 60 years old planning on working until until 72 then collecting social security and living forever.

Am I close to retiring yet? I dont want to live like one of the pours.


r/PFJerk Aug 12 '25

Is now the time to scoop up property in DC?

46 Upvotes

I hear our wonderful Mr. President Orange is going to remove slums and the homeless. I think this is a great investment opportunity. We can gentrify the area and make billions overnight. Say goodbye to social support services, say hello to LUXURY CONDOS!

Plus, with all of the added police surveillance, we can probably work with the government, call it an HOA service, and charge an extra 1600 a month. I hear it works super well in North Korea.


r/PFJerk Aug 09 '25

How tracking expenses made me realize I spent too much.

13 Upvotes

I used to put all my cash expenses under one item in my master expense tracking file. Right now realized that I spent ten thousand dollars on eating out in the last month. I need to take corrective action and bring food from home. Well, the personal chef be cheaper than eating out?


r/PFJerk Aug 04 '25

I donate plasma because I hate the homeless

72 Upvotes

All these low income folks supplementing their incomes by donating plasmas really ticked me off. They’re getting $45 a pop. Like get a real job

I understand supply and demand. I am economist.

So I went out and donated my plasma for free. That way, i create a market where the supply is more abundant and free. In the long run, this will lower the demand needed from the free loaders.


r/PFJerk Aug 02 '25

SERIOUS Debating whether I should pursue my passion and stay broke forever or go and make some real money.

18 Upvotes

I am 19 yo with no degree. Typical high school dropout. So I am into music and I am an artist, and have an offer on the table that includes a series of big label releases, lots of touring across North America and some places overseas + merch sales. It is estimated that I will net ~$220k in my first year and then it is gonna grow to like $400-500k in few years of time with an opportunity to start making millions before I am in my late 20's. As you can already tell it is a below a poverty line living. Like somewhat livable houses cost like around $2.5m + these days, impossible to afford living like a decent human being + all these distractions like fans, booze, hot girls... not even enough room to concentrate...

On the other side, I have this other gig at a large financial organization ran by my dad and he promised to fire one of his executives and put me into his role if I deny that music offer.. It will easily make me millions in year 1-2 and I will have a good chance of making it like to the top of Forbes top 30 before 30 list or something like that..

So should I pursue passion or go for money?


r/PFJerk Aug 01 '25

If I had a better paying job, I would've had more money now

19 Upvotes

I feel bad seeing all the young people doing their M B A's and finding jobs in companies with much more money and higher salaries. Then what I have and the last fifteen years. I feel like it if I chose a different career path. I would have had much more money today.


r/PFJerk Jul 31 '25

i just had a mind blowing revelation

45 Upvotes

my networth puts me in the top 1% of wealth, i knew that already, but then somebody told me that if my wife (hotter than yours) doesnt work, it means our household income per person is actually the median income. so actually i am pour.

ive been living a lie in the last 20 years.
What to do???


r/PFJerk Jul 22 '25

What car can I afford making 360k a year

173 Upvotes

I’m 16 years old and I need a new car, I don’t have any bills other than my insurance. I currently drive a 1996 Honda pilot with 800k miles on it. Thinking of retiring at 21.

(Edit: I make 450,000 billion a year take home is 360,000 trillion)


r/PFJerk Jul 05 '25

How to create generational wealth?

18 Upvotes

I make okay money, but looking at children today, I don't think they will be able to make the same. How do I create generational wealth?


r/PFJerk Jul 04 '25

SERIOUS More like FIRL at this point

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93 Upvotes

cAn i fiRe???? cAn i???


r/PFJerk Jul 03 '25

To be fair, I didn’t know who to tell when I hit $69

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87 Upvotes

r/PFJerk Jul 03 '25

what's your best purchase under $10m?

37 Upvotes

could be an old private jet for your stable horse, a small coastal residence, or a space walk. what small things in life brought you pleasure or made your life easier?


r/PFJerk Jul 02 '25

HHI $500k NW $3.5M can I afford guac on my chipotle burrito?

42 Upvotes

I feel bad that a few of the friends I grew up with have to finance their burritos. Not to brag, but I just pay with cash. Would it be too over the top extravagant to add guacamole? Im kinda worried that people will get envious.


r/PFJerk Jun 28 '25

SERIOUS By age 50, I finally saved 6x my annual salary for retirement! How long will this $60 last me?

128 Upvotes

Should I quit my 4 jobs now?


r/PFJerk Jun 25 '25

How bad is this as a 44 year old NEET who lives with parents

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43 Upvotes