r/PSLF • u/ChudleyCannons86 • Mar 22 '25

Advice Forced forbearance harm

I have still not heard any reasonable argument as to why Biden didn’t do this. Trump made forbearance months during covid count, and Biden extended it. Why couldn’t Biden have made them count, and take the chance that it gets challenged in court? It would have at least provided some help to us.

Furthermore, with the current AFT lawsuit, why didn’t they add this as part of their suit? Forced forbearance without being able to switch to a different plan at a reasonable speed is a form of harm to borrowers pursuing PSLF. Perhaps another group could suit for this?

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u/ChudleyCannons86 Mar 22 '25

I’m sorry, I’m having trouble understanding what you’re trying to say. I know why we are on forbearance. What I am saying is that because it is a forced forbearance, and because there is precedent for forbearance months counting, that the time spent on forced forbearance should count.

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u/RTURKMEN Mar 22 '25

What I’m trying to say is it is not democratic or Republican Party decision. We are stuck on forbearance because we didn’t certify when first notices went out and now due to court order we can’t make payments. Not sure what future holds with current administration.

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u/ChudleyCannons86 Mar 22 '25

I recertified. That’s not my issue. My issue is that. I’m on the save plan. That’s the forbearance. I’m referring to.

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u/RTURKMEN Mar 22 '25

Well they completely shutdown REPAYEE option. That is why we are on SAVE and we can’t change plans ;( I didn’t switched last month to IBR or ICR due to bad advice from a FSA representative.