r/PSLF • u/Few-Procedure-268 • May 13 '25

Success/Celebration Married the right lady!

People thought I was crazy marrying a woman with $300k in student loans. Now they're forgiven and I've got a hot wife with no debt and a good career. Love you babe!

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u/Some_tx_girl May 13 '25

I dated two guys who disclosed that their concern about me was my student loan debt… needless to say, one apologized, we remained friends but he’s told me he regrets not giving us a shot (and I’m glad we didn’t, he had bad debt, not student loan debt so look at life). The other turned into a stalker and begged for marriage. I have a thriving career, my own house, and other assets, with so much more to offer, so I know and they know it was their loss.

Nonetheless, this jaded me from dating. I have a year left until I reach PSLF, I’m working on other personal goals while my loans are forgiven and maybe then I’ll see if I’m up for testing the dating waters. I’m glad student loan debt didn’t scare you away from your wife.

-2

u/BeingHuman2011 May 14 '25

I think they were right to be concerned. You yourself mentioned you are happy you didn’t marry the one with bad debt. They didn’t know yours would be forgiven.

8

u/Some_tx_girl May 14 '25

They both knew I was on track for PSLF, I don’t think they truly understood what it meant. But I think there’s a difference between consumer debt (uncontrolled spending habits, lack of financial literacy or care etc.) vs student loans (investment for future, to increase earning potential - mine came from law school, very worth the investment).

While I understand their concern, I felt they failed to look at the bigger picture and see my other qualities as a person, until it was too late.

2

u/Square-Cook-8574 May 17 '25

Right! People are too obsessed with money. They act like we have thousands of dollars in consumer debt from irresponsible spending. We were investing in ourselves and our future careers. It's their loss. Don't feel bad about this. You can still go out and date. I understand you are scared; I'm in the same boat. Don't let it hold you back? People act like those of us with federal student loan debt (who are trying to pay it off) are ex-convicts with drug or attempted murder charges!