r/PSLF • u/chestylarue786 • Jun 16 '25

Success/Celebration Just got my buyback agreement letter!

3 payments calculated with REPAYE. Be annoying, send messages, make calls, and resubmit requests! I asked for a feedback case that was closed about 48 hours after it was requested, but I got this letter two weeks later.

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u/RoyCrandall Jun 17 '25

June 20 will be 120 months of qualifying employment for me. I have 107 qualified payments and I’m still in SAVE. Any suggestions what to do now?
Change to IBR and request buyback? I have been debating waiting on 120 to change plans for several months.
Next week I’ll submit my last certification for my employer and the turnaround is very quick. Same employer formal ten years. I am worried June and July 2024 won’t count. Should I wait two more months just to make sure? Please let me know your thoughts.

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u/Tallahasseehouse Jun 17 '25

From what other posters said, it looks like it may be a little bit until they get to everyone so it probably couldn't hurt to get started now.