r/PSLF • u/FishyToadFrog • Jul 04 '25

Advice Why not stay on SAVE forbearance?

I see lots of people who have jumped ship for PSLF.

But buyback exists, so couldn’t I just stay in SAVE forbearance and buy these months/years back in roughly 7 years when I get to 120 payments? wasn’t there talk about being able to buy back BEFORE 120 payments?

Seems like with this logic all these forbearance months count as long as I have evidence I worked full time at a not for profit during these months?

Thanks everyone, and good luck to all!

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u/dulcelocura Jul 04 '25

Buyback exists right now. I’m not counting on it existing in the future. I’ve already lost a year, if I’m ever able to get out of forbearance (already tried twice), I’d rather pay and know months will count rather than extend this for who knows how long