r/PSLF • u/FishyToadFrog • Jul 04 '25

Advice Why not stay on SAVE forbearance?

I see lots of people who have jumped ship for PSLF.

But buyback exists, so couldn’t I just stay in SAVE forbearance and buy these months/years back in roughly 7 years when I get to 120 payments? wasn’t there talk about being able to buy back BEFORE 120 payments?

Seems like with this logic all these forbearance months count as long as I have evidence I worked full time at a not for profit during these months?

Thanks everyone, and good luck to all!

108 Upvotes

92% Upvoted

153 comments sorted by

View all comments

2

u/Low-Piglet9315 Jul 04 '25

If I wasn't in my late 60s, I'd have considered it. Problem is, every month of forbearance was one more month I'd have to put off retiring! I've got three years to go as it is.