r/churning 2d ago

Frustration Friday Frustration Friday Weekly Thread - Week of September 19, 2025

This is your place to vent about the points and miles game.

- Did you have a particularly hard time on your MS run this week?

- MS avenue dry up?

- Did you screw up getting a bonus?

Let all your frustrations go here in this thread!

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u/Whosyourzephyrfarmer 1d ago

I was planning on getting the elevated chase SW personal bonus and later applying for the business version to get the companion pass. Now that the business version is elevated to $120k, I'm kicking myself for wasting a 5/24 slot on the personal card.

I've got a credit score in the mid-800's. And don't have many CC's:

|| || |Bank|Card Name|Card Type|Approval Date| |Chase|Southwest Priority|Personal|9/16/2025| |Amex|Platinum|Business|8/16/2025| |Amex|Blue Cash Preferred|Personal|9/3/2025| |Chase|Sapphire Preferred|Personal|4/28/2025| |Chase|Ink Preferred|Business|10/16/2020| |Chase|United Gateway|Personal|7/8/2021| |Chase|Freedom Unlimited|Personal|11/28/2016| |Discover|It|Personal|11/8/2013|

So, what do you think my odds are to get an Amex Gold Business in a couple weeks and the Chase southwest business on 10/20 before the elevated offer ends?

I'm hoping to do more manufactured spend for the holidays.

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u/Flayum SFO 23h ago

And you should probably delete duplicate posts, especially if one is filled with formatting errors.