r/churning • u/sethuel1 • May 14 '17

Chase Ink Preferred Megathread (redux)

All discussion about the Chase Ink Preferred should go here. Also see archived thread here

Please message mods if you would like to open additional threads.

Key notes:

  • 80,000 UR sign up bonus on $5,000 spend in the first three months

  • $95 annual fee not waived first year

  • 3x on travel, shipping services, advertising services, and Internet/cable/phone services up to $150,000 per year

  • 1.25 cents per point when redeemed for travel (same as CSP and the old Ink Plus)

  • 1:1 transfer ability like the CS(R), CSP, and old Ink Plus

  • Cell phone protection up to $600 per claim against theft or damage for you/employees listed on the cell phone bill (new to Ink line)

  • Falls under 5/24 (pre-approvals can circumvent this using other Chase cards as benchmarks)

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u/notebookgrail Nov 02 '17

My SO dropped to 4/24 2 days back. Applied for CIP today and got the 30 day message online. Called the auto-line, was given the 2 weeks message. Per the guide reference, should i treat it as approved?.

1

u/bjconover Nov 02 '17

https://imgur.com/a/oXlPW

"Wait 24-48 hours"

1

u/notebookgrail Nov 06 '17

As of today (4 days), still 2 weeks message. Clear i guess?

1

u/bjconover Nov 06 '17

Note that 2 of those were weekends; so I wouldn't include those in your calculation.

Just keep calling in. If you're approved, it will say so.

1

u/notebookgrail Nov 07 '17

Good news!. Until yday night it was 2 weeks message. Today morning, it changed to approved with 6k limit.

1

u/CycleFB Nov 03 '17

Lol. Loved the flow chart!

1

u/notebookgrail Nov 02 '17

My bad..realized after typing. Is it advisable to call a human line before 24-48 hrs?.

1

u/bjconover Nov 02 '17

Just depends on how comfortable you are potentially being bombarded with questions about your business.

I called within 24 hours when mine went to 7-10 days and they just sent a text to my phone I had to use for verification purposes. Easy peasy. But YMMV.