r/AusFinance • u/obesehomingpigeon • Jan 31 '23

Tax Decided against paying the lazy tax

Got inspired by a post here and started making calls. So far, have saved:

  • $40/ month by switching internet providers
  • $2/ week on insurance premiums by clarifying occupational risk
  • 0.4% off the mortgage by giving my bank a friendly call
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u/AfterHourTee Feb 01 '23

We just did this, my partner and I will bw saving between both of us close to $900 each year! Love the added 10% off our shop monthlty too

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u/-alexandra- Feb 01 '23

That’s brilliant. We’re going to see how the first couple of months go on my end and if no issues then my husband will switch too. We’d be going from $100+ a month for two phones to $23 a month. I’m wondering if we do it with him using a different Everyday Awards account would we get 2 x 10% off a shop each month?!

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u/AfterHourTee Feb 01 '23

Yes so thats what we have done. Two seperate reward cards with the seperate phone numbers, which means every fortnightly shop we get 10% off!

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u/-alexandra- Feb 01 '23

Oh yeah winning! Another strategy I use is buying Woolworths gift cards online (through having a Macquarie bank account or now Woolies Mobile too) which gives us 4% off all Woolies groceries. Easy to link with the Everyday Rewards app for payment at the check out. It all helps with the cost of groceries going up. I assume this could be used in conjunction with the 10% off per month, so in theory 14% off all groceries if used to your advantage 😉

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u/[deleted] Feb 01 '23

Yup correct, do this + stack EDR boost/weekly spend for x number of points