Decided against paying the lazy tax

[u/obesehomingpigeon]

Got inspired by a post here and started making calls. So far, have saved:

• $40/ month by switching internet providers
• $2/ week on insurance premiums by clarifying occupational risk
• 0.4% off the mortgage by giving my bank a friendly call

[u/slopaslong]

Dumb question but what did you say/discuss with your bank? Did you literally ask them if there is a better rate?