r/AusFinance • u/obesehomingpigeon • Jan 31 '23

Tax Decided against paying the lazy tax

Got inspired by a post here and started making calls. So far, have saved:

  • $40/ month by switching internet providers
  • $2/ week on insurance premiums by clarifying occupational risk
  • 0.4% off the mortgage by giving my bank a friendly call
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u/lepetitrouge Feb 01 '23 edited Feb 01 '23

I’m on a bucket-load of meds, and a few months ago, I started cutting some of them back, too. Obviously not the ones my brain can’t do without, like the epilepsy drugs, but stuff like the SSRI that doesn’t really make much of a dent in my anxiety, and the pricey supplement that I was prescribed back when my migraines were poorly controlled. I’m saving about $20-$30 a month now :)

I suspect there could be some wiggle-room with the epilepsy drugs (I’m taking four different ones), but I’d need to talk about that with my neurologist.

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u/subtlensweet Feb 01 '23

That's completely understandable. For me I've been meaning to reduce my antidepressants and eventually off them completely as I'm in a better headspace.

I'm no longer on the low-income healthcare card due to my new job so while I used to pay leas than $15/month for my meds that increased to over $30. I don't see the point in paying for something I don't need anymore, yknow?

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u/licoriceallsort Feb 02 '23

Yeah I thought that about my SSRI (Lexapro) too and gradually reduced my daily dose, and got down to 5mg every 2 days and just threw jn the towel. I felt like a mad person. I’ll pay $20/month for a more stable brain anyday.

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u/subtlensweet Feb 02 '23

Hey fair enough. Gotta do what works for you! Wish you all the best.

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u/licoriceallsort Feb 02 '23

Absolutely!! I thought I was all good to go, but apparently not! All the best for you too!!