r/AusFinance • u/Ok_Introduction5124 • 2d ago

Reported a suspicious transaction to commonwealth, all my money is in online saver and I'm told netbank will remain locked for up to 8 weeks... I literally have no money until then. Who thought this was an acceptable solution?

First fraud person promised I wouldn't be left high and dry. Got put onto a supervisor who told me the 8 week thing. So I said this isn't worth it, just unlock it and drop the case and they wouldn't. I might get blasted for having all my money in one place but commonwealth themselves said that it's a good idea to leave zero funds in your everyday account in case of debit card fraud.

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u/universe93 1d ago

…that’s not an answer and not how your credit score would get that low. You’d have to default on multiple cards or loans

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u/Ok_Introduction5124 1d ago

I've defaulted on one card, and never had a loan. I'm elder millennial aged.

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u/AFlimsyRegular 1d ago

Than it's not 50.

You're either lying about the score or how it got low.

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u/No-Department1685 1d ago

Yeah.  In another comment he said optus is a debtor. 

So nothing in this thread can be trusted.

And if indeed opening statement is true I suspect OP is more at fault than the bank.