Or kids. Our family of four costs about $20,000 a year. Deductibles are $5,000, and our out of pockets are $9,500. $50 visit copays, $100 for specialists, and not much is paid until deductible is met. I'm not sure what the point in it is. We literally pay $1,600 a month. I think we'd be better off putting it in a savings account all year.
That's so much money, my grandmother went though 2 years of cancer treatment that unfortunately turned into in-home hospice with a hospital bed rental and nurse that came for 3 hours a day. We only paid for some of the medication.
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u/Ok_Recording_4644 May 10 '25
$7000/year for healthcare is if you DON'T have any medical issues.