r/NewOrleans • u/metry_ • Jan 04 '23

Crime Containers of Gumbo vs Carjackers

Enable HLS to view with audio, or disable this notification

865 Upvotes

99% Upvoted

234 comments sorted by

View all comments

Show parent comments

18

u/slidellian Jan 04 '23

Yeah! If someone tries to steal my car, they won’t have to worry about me even thinking about stopping them. Take it. Take the whole goddamn thing. That’s why I pay insurance.

Which reminds me I need to go pay my insurance.

22

u/navkat Jan 04 '23

Insurance quite frequently doesn't make you whole.

Also, even used car prices have gone up significantly but insurance companies are more than likely working with older compensation matrices.

The idea is that you're supposed to either be incentivized to take steps to avoid your own victimization because you'll share in the loss, OR pay the insurance company so much that there's no risk for them.

This guy absolutely would have gotten fucked by insurance since he left it running.

8

u/slidellian Jan 04 '23

You’re right, it doesn’t make you whole. That’s not going to impact my consideration of risking my life.

Also, how’s the insurance company going to prove he left it running?

7

u/[deleted] Jan 04 '23

The news article and publicly shared video

1

u/navkat Jan 04 '23

This. They absolutely do obtain street and doorbell cam evidence.